Money Podcast

Money Podcast

IT"S CREDIT CARD CASH REBATE TIME! The numbers are in (see below), and for 2019, Tom is about to scoop up over $2,500 in cold hard cash just for using (and for responsibly managing) two specific credit cards. Hear step-by-step how Tom does this every year and how this kind of credit card usage can actually improve your credit score. (Dave Ramsey would hate this!)

Questions? Fire away:


"WHY I LOVE MONEY...AND YOU SHOULD TOO!" There are an awful lot of people these days who have a problem with money. They don't like corporations or people with money or the trappings of money. They think money should be given away rather than earned, taxed from the pockets of rich people who've earned their money and put into the pockets of those who haven't.

Tom's not ashamed to say that he LOVES money! In fact, Tom wants to have as much money as he can possibly get. Find out why!

This article from the New York Daily News called Rich people live healthy lives nearly a decade longer than poor people, new study says is what started it all.

In this episode, Tom talks about this piece from Vice about the two homeless moms in Oakland who took over and squatted in an unoccupied property with their kids.

Tom mentioned a book he swears by called The Millionaire Next Door. He considers this book to be like his own life story!

Do you love money? Write Tom and tell him why or why not:


TOM'S YEAR-END MESSAGE ABOUT MONEY What can we do better in 2020? What we need to do in the new year. Why we need to start now. Is it wrong for credit cards to give the best deals to their wealthiest, most creditworthy customers? Tom lays it all out for you!

Here is the opinion piece from the Los Angeles Times about credit card rewards that Tom references in this episode.

Here's how to subscribe to Consumer Reports.

Here's how to subscribe to

Here's how to start an account with Vanguard.

Got money questions? Opinions about this episode? Let's hear 'em:


TOM'S FAVORITE MUTUAL FUNDS FOR 2020 Gold and Silver-rated funds Tom trusts in the new year. Things he's avoiding. What about dividends and real estate? It's all here!

Here's a very useful article on 2020 from Barron's that Tom used to prepare for this episode. IMPORTANT: don't make any investments into any Vanguard funds mentioned until 12/17/19 once capital gains have all been distributed.

Here is Tom's total of dividends and interest for 2019 (as of 12/15/2019):


Questions? Agree or disagree? Click and tell Tom:


MAN OVERBOARD! Tom has been warning you for more than two years, and now a recession is near. Regular listeners have made a lot of money following Tom's advice over the years. What should you do now??

In preparing for this episode, Tom used this piece from The New York Times: How the Recession of 2020 Could Happen.

Barron's also thinks a recession is coming in Trump Might Have Made a Recession More Likely. Here’s How.

Here's how Marketwatch sees 2020:  Are stock-market investors underestimating the chances of a recession in 2020?

What will you do about your IRA, your 401(k), or other investments in 2020? Write Tom directly at



ARE YOU READY FOR THE 2020 RECESSION? Time to get ready! Tom to the rescue with a list of tips and tricks to cut costs and get ready for the upcoming sluggish economy...whenever it gets here!

Here's the Wall Street Journal article that started it all.

Got questions? Agree or disagree? Tell Tom now:


$200,000 IN DIVIDENDS & INTEREST? THIS COULD BE YOU! With one more quarter to go in 2019, Tom has made $200,000 this year without putting his pants on! And with some time, some work, and some sacrifice, you can get off the freeway and stay out of the office for good.

Got a money question? Send it to and Tom will answer it on an upcoming episode.


MILLENNIALS AVERAGE $28,000 IN DEBT and you'll never believe what most of that debt is for. It's not what you think! Also, a medical professional who's marrying his medical professional girlfriend is troubled that she doesn't want to help him pay off his $230,000 in student loan debt once they're married. What should he do? Tom weighs in!

Got a money question? Let's see it:



ARE YOU CONSIDERED "UPPER CLASS"? The numbers are in. In this episode, Tom talks about what it takes to be considered "upper class" and what it'll take for you to get there!

Here is the article to which Tom refers in this episode.

What income level are you in? Find out with this handy calculator.

Got a money question? Bring it:


POWERFUL MONEY INFORMATION RIGHT WHEN YOU NEED IT MOST the stock market has been a rough go recently, as Tom long ago predicted. Here is the information you need to survive trade wars and stormy seas, including a specific piece of information Tom has never provided before. For Tom, whose total dividends and interest will likely top $300,000 this year regardless of what happens in the market, it's the difference between making or losing money this year. This is exactly the kind of information our followers are paying for!

This is the powerful article to which Tom refers in this episode.

Here is the book that is Tom's bible for understanding all of the Wall Street terms you read and hear.

Got money questions for a future episode? Send them here: