Money Podcast

Here's one article Tom refers to in this episode about Health Savings Accounts (HSAs).

MONEY what are some things you can do for yourself financially as the new year begins? How many credit cards does one person need, anyway? Whose fault is when people live paycheck-to-paycheck? Tom answers these questions and more!

Here's healthcare.gov's information about starting an HSA.

Here's the article listener Eric sent in about people who complain about living paycheck-to-paycheck.

Send your comments or money questions directly to Tom at tom@blowmeuptom.com.

Dec

MONEY didn't the guys at the Robinhood app announce checking and savings accounts with a 3% yield? Whatever happened to that? Also, Tom answers your email about whether lower-priced stocks are a better buy than higher-priced stocks, penny stocks, and whether it's a good idea to use the stock market to get rich quick.

Here is one of the articles Tom used to prepare for this episode: Robinhood lacked proper insurance so will change checking & savings feature.

Here's where to get those juicy money market yields Tom talks about: https://investor.vanguard.com/home/.

Don't forget to send your money questions to tom@blowmeuptom.com.

Dec

MONEY young adult gals don't know what to do when their trade school (called a "college") suddenly goes out of business. Also, Tom answers your email including questions about money market funds, saving for a down payment on a house, and whether to insist on a written agreement when interviewing for a job.

Here is the article to which Tom refers on this episode: Students stunned after major for-profit college chain closes: 'They're taking our dreams away'

Got money questions? Send them directly to Tom by clicking here: tom@blowmeuptom.com.

Dec

MONEY for the first time, just for our subscribers, Tom reveals the names of many of the specific stocks that are paying him all those delicious dividends. Do you want to know which stocks will allow Tom to clear over $220,000 in dividends in 2018? Only our subscribers will know these names!

Got questions about money? Send them directly to Tom at tom@blowmeuptom.com.

Here's the 2015 article Tom references in this episode.

MONEY what is "shorting" stocks or "shorting" the stock market? Can you do that? SHOULD YOU do that? How do you ask for a raise? How do you know how much to ask for? Tom answers your emailed questions about that and more!

To get those delicious high-yielding money market funds from The Vanguard Group, click here.

Post your comments below but don't post your questions here. Click here to send your money questions directly to Tom!

MONEY Is it a good idea to run a balance or pay a credit card late so you'll incur interest and therefore, hopefully, raise your credit score? Is peer-to-peer lending a good business model? Is it a good idea to have multiple IRA accounts in various banks and investment firms? Tom answers your email and brings you answers.

Here is the article Tom referred to regarding trying to build your credit by letting the balance ride: Millions of Americans Make a Costly Mistake When Paying Credit Card Bills.

Write Tom with your money questions and your feedback: tom@blowmeuptom.com.

MONEY A benefit of Costco you've probably never used and that you may not even know about, Tom officially reaches an investing milestone, email from a listener who wants you to know what "fiduciary responsibilities" are, questions answered about 401(k)s and IRAs.

Links Tom refers to on this episode:

The Costco Auto Program https://www.costcoauto.com
The National Association of Personal Financial Advisors https://www.napfa.org
The Vanguard Group www.vanguard.com

Send your money comments and questions for future episodes to: tom@blowmeuptom.com.

MONEY MAIL: we were deluged with email after our first money podcast a week ago so, in this episode, Tom wades in and answers questions about how to devise a great career path (even if you already have a family and you still can't decide what you're really passionate about) , whether to sell Lowe's or Home Depot stock before the end of this storm season following a recent dip, whether to say "no" to family members lazier and less successful than you are who come looking for props for their bad spending decisions or for handouts, and more. During this episode, a letter writer references the book The Millionaire Next Door, which Tom has recommended many times over. Send your feedback and your money questions to Tom at tom@blowmeuptom.com.

Oct